Crypterium provides users with the following features: purchase and exchange of cryptocurrency for national money and back; the implementation of quick transfers with the accrual of money on cryptocurrency and bank accounts; exchange of available funds, including automatic in the implementation of transactions; direct payments and payment for services - bills, fines, mobile communications, utility bills; availability of transaction history while maintaining its confidentiality. To implement all services, Crypterium develops the following service tools: mobile application, thanks to which crypto bank services are available worldwide at any time; API tools for application developers, as well as an integration of stores and other services with Crypterium crypto bank; the system of smart contracts and the formation of a platform for the provision of loans. Special attention is paid to the functioning of its own cryptocurrency. Crypterium assumes the presence of two tokens - CRPT and CRED. The first is focused on foreign trade and investment, the second is planned to be implemented as an internal tool with limited and stable volatility for settlements on fixed payments.