About zkLend

zkLend is a Layer 2 money-market platform built on StarkNet, leveraging zk-rollup technology to deliver fast, cost-efficient transactions while maintaining Ethereum's security. It provides two main offerings: a permissioned, compliance-oriented solution tailored for institutional clients, and a permissionless option for DeFi participants—both ensuring decentralization. Key features include dynamic interest rates that adjust in real-time based on liquidity, flexible liquidation fees influenced by liquidation size and loan-to-value ratios, adaptive incentives (the Ouroboros model) rewarding high-performing pools, flash loans that enable borrowing and repayment within a single block, and protocol-to-protocol lending allowing approved protocols to access liquidity efficiently.