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Hatom
HTM

About Hatom

The Hatom protocol, the cornerstone of the Hatom Ecosystem, is a fully collateralized lending system and the initial lending protocol on the MultiversX blockchain. It operates as a peer-to-pool platform where lenders supply tokens to liquidity pools, and borrowers take tokens from the same pools. Smart contracts manage these communal pools, adjusting interest rates dynamically based on supply and demand. Each pool is a unique market for a specific ESDT token, with all transactions and historical interest rates publicly accessible.

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