XYT (Xcoinpay Token) as the standard ERC20 token. The total of XYT is 500 million(total fixed never additional). XYT tokens are applied tokens in the flexible payment network (Roupay receptacle). Soft Payment Network (Roupay receptacle) based on soft payment technology (Roupay) for the bottom layer comprehensive use of 2-of-2 multiple signatures, locking time transactions, trading structure delay broadcast technology, can be in the situation without trust, the realization of block chain assets of 0 processing fee and the second speed confirmation, in the speed.