The modern financial system has many drawbacks, banks and insurance companies require a lot of money for their services. The developers of WeTrust project consider this scheme to be unfair toward people. That’s why TRST platform provides users with equal conditions of getting a credit. This is an self-sufficient decentralized program, where the main principle is “trusted collective savings”. WeTrust is operating on Ethereum blockchain which creates a well-developed financial system that accumulates public capital and trust nets, thereby disposing of the need for a “trusted mediator”. As a result, commissions are reduced, the incentive structure is improved, risks are distributed, and participants receive money. The core product of the platform is Trusted Lending Circle (ROSCA or Rotating and Saving Credit Association). Within this feature there will be an agreement between authorized holders, in accordance with which they will deposit a certain amount of money at agreed intervals, called rounds. This makes the procedure of getting a credit much easier.