The basis of the project is a multi-currency wallet. It is available on the web interface or through applications on Android or iOS. A debit card, virtual card or credit card is connected to it. Everything will be fully customizable and traceable via a web interface or mobile apps. All limits, restrictions, reports, etc. are customized by the user and available at any time. The following advantages are distinguished: 1) 0% commission for the exchange of cryptocurrency; 2) Future support for a large number of cryptocurrencies and tokens; 3) No restrictions on spending money; 4) 0.15% cashback from money spent using the card. Bonpay proposes to become an investor in the project and buy BON tokens, which will be an integral part of the project. The price of the token would increase with the popularity of this project, since Bonpay will make the purchase of tokens at the market price for maintaining announced bonus programs, such as cashback, which is 0.15% of the amount of any purchase made with a Bonpay debit card. Thus, the project will encourage users to use the card and at the same time increase the price of their token.